The Collared Warbling Finch occurs in Ecuador and Peru. Males show a white eyebrow and breast band, while females are browner and have dark streaks on the breast and belly.
Males have a grayish head and back, a long white eyebrow and throat, and a gray breast band. Females are duller brown and gray, with dark streaks on the breast and belly; the streaking varies among individuals and populations.
It forages in semi-open places and scrub, often near the ground. A regional account lists invertebrates and fruit as its main foods and says it generally feeds in pairs.
An extinction-risk assessment has not been added yet.